What is Loan to Value Ration (LTV) and why is it important?

What is Loan to Value Ration (LTV) and why is it important?

Intro 0:10 | LTV Defined 0:45 | LTV Purchase vs. Refinance 1:47 | Common LTV 1:02 | Calculating LTV 2:34 | Why LTV is Important 3:38 | Benefit of Low LTV 3:57 | Outro 4:27

Did you that a lot of people assume that when they apply for a mortgage, that the lender will only consider their current income, credit score and their credit history. Well that’s not 100% true and in this video I am going to explain exactly what LTV is and why LTV or Loan to Value Ratio is one of the most common terms used in the mortgage world.

By the end of this video you will be able to answer: What is LTV? Why is LTV so important? and last but not least Does your LTV need to be high or low?

#DamienLGrant #LoanToValueRatio #FundYourMortgageTV

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Check out the video I did on What is an Appraisal Waiver? – Appraisal Waivers Fully Explained – Everything You Need to Know! What is an Appraisal Waiver? – Appraisal Waivers Fully Explained – Everything You Need to Know! – https://youtu.be/xnhoQwM_RCc