If you have tuned into the news recently, talks of COVID are slowly eroding away, now being replaced by a new concern: inflation. Rising inflation has caught the attention of expert economists all over the world over the last few months. According to the U.S. Labor Department, inflation hit a staggering new 40-year high in […]
If you are looking to buy a new house or refinance an existing mortgage, chances are your lender will probably require an appraisal inspection before they will approve you for a new mortgage loan. Lender’s use appraisal reports to get feedback on the property’s fair market value and condition. While appraisal reports have been widely […]
You may recall back to your very first job, opening your paycheck for the first time and even complaining about how much the government took out in taxes. While this may seem like a distant memory, the truth is that many borrowers still opt to collect a paper paycheck. But this is soon to be […]
The COVID-19 pandemic has resulted in an unprecedented global health crisis that has impacted millions of consumers. While the U.S. housing market has subsequently recovered over the preceding few months when the pandemic was declared, initially providers faced major headwinds. Consequently, a record number of borrowers took advantage of mortgage relief first offered in the […]
Fannie Maes new RefiNow™ option, which is available for qualifying homeowners with a Fannie Mae-owned mortgage began June 5, 2021, makes it easier for eligible homeowners earning at or below 80% area median income (AMI) to refinance at a lower interest rate and reduce their monthly mortgage payment. Are you below the 80% area median […]
Fannie Maes new RefiNow™ option, which is available for qualifying homeowners with a Fannie Mae-owned mortgage began June 5, 2021, makes it easier for eligible homeowners earning at or below 80% area median income (AMI) to refinance at a lower interest rate and reduce their monthly mortgage payment. Are you below the 80% area median […]
You might have heard the term PMI or Private Mortgage Insurance if you’re applying for a Conventional Loan and putting down less than 20% down on a home or maybe you’re like PMI “What the Heck is That?” either way make sure you watch this video as I explain what it is and how to […]
Have you been thinking about refinancing your current mortgage but have heard that they are taking a long time? Do you want to know why the process is taking a long time? Then you don’t want to miss my video on Why Refinancing is Taking So Long where I go into details and give you […]
What a record year 2020 has been in the Housing and Mortgage Market from Record low Rates to Home’s selling at record speeds. Have you been wondering what’s going on in the Housing and Mortgage Market? Then you don’t want to miss out on this video where I will bring you up to speed going […]
Will Applying for a Mortgage Drop My Credit Score Will applying for a mortgage drop your credit score? Have you been letting hard inquires stop you from getting a mortgage? I am going to breakdown exactly why you shouldn’t let that stop you anymore and help give you a better understanding of exactly how credit […]
