Category Archives: Fund Your Mortgage TV

How To Use Credit Card Rewards Towards Your Down Payment

How To Use Credit Card Rewards | Ways To Use Your Credit Card Points 👍Subscribe👍 Here!! 👇👇👇👇 www.youtube.com/c/DamienLGrant Are you thinking about buying a home? Well you will want to make sure you watch this video because I’m going to explain how credit cards, cryptocurrency and even life insurance can be used to get you […]

It’s now WAY Easier for Self Employed Borrowers! Fannie Mae and Freddie Mac just Made it Easier!

Are you Self Employed? Well great news for you! Fannie Mae and Freddie Mac have updated their guidelines to help you! Fannie Mae recently announced that they will no longer need P&L’s for self-employed borrowers. Click here to Book A Call 👉 https://b.link/bookacall Get Pre-Approved here 👉 https://b.link/pre-qualify 👍Subscribe👍 Here!! 👇👇👇👇 www.youtube.com/c/DamienLGrant Click here to […]

Fannie Mae’s New “REFINOW” Option, Helps Lower-Income Borrowers.

Fannie Maes new RefiNow™ option, which is available for qualifying homeowners with a Fannie Mae-owned mortgage began June 5, 2021, makes it easier for eligible homeowners earning at or below 80% area median income (AMI) to refinance at a lower interest rate and reduce their monthly mortgage payment. Are you below the 80% area median […]

Understanding FHA Mortgage Insurance Premium (MIP)

If your are in the market for an FHA Loan, Did you know that FHA Mortgage Insurance Premiums are required for the life of the loan? Watch this video to get a better understanding on FHA Mortgage Insurance Premium (MIP). Learn what FHA Mortgage Insurance Premium means, and how it applies to your home buying […]

What is Loan to Value Ration (LTV) and why is it important?

What is Loan to Value Ration (LTV) and why is it important? Intro 0:10 | LTV Defined 0:45 | LTV Purchase vs. Refinance 1:47 | Common LTV 1:02 | Calculating LTV 2:34 | Why LTV is Important 3:38 | Benefit of Low LTV 3:57 | Outro 4:27 Did you that a lot of people assume […]

Fannie Mae’s New Refinance Option ( REFINOW ) Now Helps Lower-Income Borrowers.

Fannie Maes new RefiNow™ option, which is available for qualifying homeowners with a Fannie Mae-owned mortgage began June 5, 2021, makes it easier for eligible homeowners earning at or below 80% area median income (AMI) to refinance at a lower interest rate and reduce their monthly mortgage payment. Are you below the 80% area median […]

What Exactly is PMI or Private Mortgage Insurance?

You might have heard the term PMI or Private Mortgage Insurance if you’re applying for a Conventional Loan and putting down less than 20% down on a home or maybe you’re like PMI “What the Heck is That?” either way make sure you watch this video as I explain what it is and how to […]

Why Refinancing is Taking So Long

Have you been thinking about refinancing your current mortgage but have heard that they are taking a long time? Do you want to know why the process is taking a long time? Then you don’t want to miss my video on Why Refinancing is Taking So Long where I go into details and give you […]

Year End Housing & Mortgage Market Update

What a record year 2020 has been in the Housing and Mortgage Market from Record low Rates to Home’s selling at record speeds. Have you been wondering what’s going on in the Housing and Mortgage Market? Then you don’t want to miss out on this video where I will bring you up to speed going […]

What is an Appraisal Waiver? – Appraisal Waivers Fully Explained – Everything You Need to Know!

What is an Appraisal Waiver? – Appraisal Waivers Fully Explained – Everything You Need to Know! What is an Appraisal Waiver? In this video I will fully explain everything you need to know about Appraisal Waivers, how they work and the benefits to the borrowers. Did you know that must loans today are receiving “Appraisal […]