Search Results for: Buy now

New FHA Student Loan Guidelines

FHA mortgages continue to be a popular financing option among consumers due their increased down payment and credit flexibility. But with the cost of college becoming much more expensive, student loan debt is still a relevant barrier to homeownership for some consumers. According to the Wall Street Journal, around 44 million American owe a combined […]

Understanding FHA Mortgage Insurance Premium (MIP)

If your are in the market for an FHA Loan, Did you know that FHA Mortgage Insurance Premiums are required for the life of the loan? Watch this video to get a better understanding on FHA Mortgage Insurance Premium (MIP). Learn what FHA Mortgage Insurance Premium means, and how it applies to your home buying […]

Qualifying for a Mortgage: The Basics to Getting Approved

Many aspiring homeowners are making the leap from renting to owning a new home. One of the biggest first steps every homebuyer needs to make is applying and qualifying for a new mortgage. According to the National Association of Realtors, 87% of recent buyers financed their home purchase1. But one of the largest pitfalls borrowers […]

What is Loan to Value Ratio (LTV) and why is it important?

What is Loan to Value Ration (LTV) why is it important, and how to calculate LTV? Did you that a lot of people assume that when they apply for a mortgage, that the lender will only consider their current income, credit score and their credit history. Well that’s not 100% true and in this video […]

Real Estate and Mortgage Market News and Updates

Last updated 11/06/20 Mortgage Rates Continue to Hit Record Lows If you thought mortgage rates couldn’t go any lower? Think again. For the 12th time this year the average 30-year fixed rate mortgage hit a new record low at 2.78%. Mortgage rates have consistently been below 3% for several weeks now. [1] As a result, […]

New Self Employed Income Guidelines

New Self Employed Income Guidelines Are you Self-Employed and want to know if you can purchase or refinance your mortgage in this current environment? Then you don’t want to miss this video where I explain the recent changes in how lenders are going to calculate self-employed income for refinancing or purchasing a new home. #DamienLGrant […]

2021 Self Employed Income Guidelines

Are you Self-Employed and want to know if you can purchase or refinance your mortgage in this current environment? Then you don’t want to miss this video where I explain the recent changes in how lenders are going to calculate self-employed income for refinancing or purchasing a new home. #DamienLGrant #MortgageMondays #FannieMae Click here to […]

Mortgage Approval During Current Market!

Are you or someone you know thinking of applying for a Mortgage Loan? Then you don’t want to miss this video on how to get approved for a Mortgage the Right Way during this Current Pandemic! #DamienLGrant #MortgageMondays #MortgageApproval https://youtu.be/rabX7tI6v8w Click here to Book A Call 👉 https://calendly.com/damienlgrant Get Pre-Approved here 👉 https://bit.ly/2PhXG7L Click to […]

Mortgage Approval During Current Market!

Are you or someone you know thinking of applying for a Mortgage Loan? Then watch this video on how to get approved for a Mortgage the Right Way During this Current Pandemic! #DamienLGrant #MortgageMondays #MortgageApproval Click here to Book A Call 👉 https://b.link/bookacall Get Pre-Approved here 👉 https://b.link/pre-qualify Click below to download your 10 Points […]

Refinance Eligibility Requirements for Mortgages Currently in Forbearance

Refinance Eligibility Requirements for Mortgages Currently in Forbearance It has never been a more lucrative time to refinance. Amidst the global health crisis caused by the outbreak of COVID-19, refinance mortgage rates are near record lows resulting in an influx of mortgage applications in an effort by borrowers to take advantage of lower rate opportunities. […]